Payment methods

In Olkia's online store, you can pay with Paytrail, Klarna or Olkia Oy's electronic gift card.

PAYTRAIL PAYMENT METHODS

Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the recipient of the payment on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license. In cases of complaints, we ask that you first contact the supplier of the product.

Paytrail Oyj, business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä
www.paytrail.com

PAYMENT WITH BANK BUTTONS

You can use the payment buttons of all Finnish banks. In Olkia's online store, you can pay with the following bank payment buttons:

Aktia
Danske bank
Handelsbanken
Nordea
My Savings Bank
Cooperative bank
POP bank
Savings bank
S Bank
Bank of Åland

Your bank statement shows Paytrail as the payee, we forward your payment to the online retailer. From the online store, you will be directed directly to your own bank to make the payment securely.

CREDIT CARD FEES

In the online store, you can pay with the following cards:

Visa
Visa Debit
Visa Electron
MasterCard
Debit MasterCard

The online store uses the international Verified by Visa and MasterCard SecureCode authentication services.

Paytrail appears as the payee on the card invoice and forwards the customer's payment card payment directly to the merchant. Card payment is made using a securely protected payment form, and the payment card information is not stored in the online store's systems.

The online store and Paytrail Oyj have no access to the card information and the payment card information is not stored in our systems.

Olkia's online store uses the Paytrail payment intermediary service for card payments. Olkia's online store functions as a product marketer and supplier to the customer. Olkia's online store takes care of the legal obligations related to the sale and other obligations defined by itself. If you want to complain or return the product, contact Olkia's online store directly. In payment card payments, the transaction is created between the customer and Paytrail Oyj (2196606-6). Paytrail Oyj is responsible for obligations and complaints related to card payments. Paytrail appears as the payee on the card invoice and forwards the customer's payment card payment directly to the merchant.

MOBILE PAYMENT METHODS

Mobile payment methods Pivo, MobilePay and Siirto are services that work in the application, with which you can pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in the respective application. Pivo also accepts Siirto payments, which means that the payment can be accepted in any application that supports Siirto.

Pivot
Terms of use

MobilePay
Terms of payment

Move
transfer-terms-fi.pdf (nordea.fi)
tac (op.fi)

In the case of product returns, the payment made through Paytrail is returned to the customer using the payment method used in the order.

KLARNA'S PAYMENT METHODS

In cooperation with Klarna Bank AB (public) (head office address Sveavägen 46, 111 34 Stockholm, Sweden) we offer the following payment methods, where the payment is made directly to Klarna:

Invoice: The payment period is 14 days from the delivery of the products. The Klarna invoice terms and conditions are available here .

Flexible payment in installments: You can pay your purchases flexibly in monthly installments, the size of which is at least 1/24 of the debt amount (however, always at least EUR 5.00 including interest on the remaining debt).

Fixed installment payment: You can choose from different monthly installment options at checkout. The installments decrease monthly as the outstanding credit amount decreases.

You can find the terms of flexible installment payment and fixed installment payment here and the standard European consumer credit information here .

In the case of product returns, the payment made through Klarna will be returned to the customer using the payment method used in the order.

You can find more information about Klarna here and Klarna's terms of use from here . Klarna processes your personal data in accordance with applicable legislation and Klarna in accordance with the privacy statement .

GIFT CERTIFICATE

A gift card purchased in an online store can only be used to pay for purchases in the online store. If the value of the gift card purchased in the online store is greater than the value of the order, the balance of the gift card remains to be used for subsequent purchases. The gift card cannot be exchanged for money. The gift card is valid for 12 months from the moment of purchase.

When your gift card order has been entered into our system, we will send the code that entitles you to use the gift card to the email address you provided. When buying a gift card from the online store as a gift, you can either order a gift card to your own email and forward the gift card to the gift recipient, or you can order a gift card directly to the gift recipient's email. The gift card is redeemed in the online store by entering the gift card code in the shopping cart.